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Chase Freedom Unlimited® Review

Earn unlimited 1.5% cash back with no annual fee—ideal for everyday spending.

Chase Freedom Unlimited Visa credit card in hand offering 1.5% cash back with no annual fee

Key Features of Chase Freedom Unlimited® Credit Card

Cashback Rewards & Benefits

🎁 5% cash back on travel purchased through Chase Ultimate Rewards®
🛒 3% cash back on dining and drugstore purchases
🛍️ 1.5% unlimited cash back on all other purchases
📅 No expiration on rewards – use anytime
💳 Redeem for statement credit, travel, gift cards & more

Apply Today to Maximize Cashback – No Annual Fee, Just Rewards!

Chase Freedom Unlimited Visa credit card in hand offering 1.5% cash back with no annual fee

Frequently Asked Questions (FAQ)

❓ Is Chase Freedom Unlimited® really free of annual fees?

✅ A: Yes. Chase Freedom Unlimited® has no annual fee, which means you can enjoy cashback rewards without paying yearly charges.

✅ A: You can earn:

  • 5% cashback on travel purchased through Chase Ultimate Rewards®

  • 3% cashback on dining and drugstore purchases

  • 1.5% unlimited cashback on all other purchases


✅ A: Yes, you can earn a $200 bonus after spending a specific amount within the first 3 months of opening your account. Terms apply.

✅ A: Yes. With on-time payments and responsible usage, Chase reports to all 3 major credit bureaus, helping improve your credit profile.

✅ A: Yes, Chase Freedom Unlimited® can be used worldwide wherever Visa® is accepted, but foreign transaction fees may apply.

Chase Freedom Unlimited® Credit Card – Key Summary

Happy family enjoying summer picnic outdoors with Chase Freedom Unlimited® card

Everyday Cash Back & No-Fee Usage

The Chase Freedom Unlimited® Card is ideal for people who want unlimited 1.5% cash back on daily spending with no annual fee. Great for groceries, travel, dining, and balance transfers.

✔️ No annual fee – save more every year
✔️ Earn unlimited 1.5% cashback on all purchases
✔️ $200 welcome bonus with qualifying spend
✔️ 5% cashback on Chase travel bookings
✔️ 3% on dining and drugstore purchases
✔️ No expiration on rewards – redeem anytime

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✅ Pros 

  • No annual fee – save money every year.

  • Earn unlimited 1.5% cash back on all purchases.

  • $200 welcome bonus with qualifying spend

  • 5% back on travel via Chase Ultimate Rewards®

  • 3% back on dining and drugstore purchases

  • Rewards don’t expire – redeem anytime.



❌ Cons 

  • Requires good to excellent credit to qualify

  • Foreign transaction fees may apply

  • No intro 0% APR on purchases

  • No bonus categories beyond travel, dining, and drugstores